We make business financing simple, fast, and built around you — so you can handle payroll, stock inventory, or seize new opportunities without slowing down.
Apply in Minutes — See If You Qualify
Just an estimate — we'll customize options to your business after review.
Why choose Hello Funding
Funding amount
$750,000
We look past credit scores to real potential — funding for strong businesses banks ignore.
Funding approved
$125,000 · Working capital
Funding in as little as 4 hours after approval — no waiting, no red tape, just momentum for your business.
Line of credit
$110,000
Revolving · draw anytime
Working capital
$260,000
Revenue-based repayment
Offers built around your revenue, goals, and timeline — from cash-flow boosts to strategic capital that scales with you.
Funding agreement
Clear pricing. Straightforward costs. No hidden fees — just honest funding you can trust.
1 min
Pre-qualify online
4 hrs
Approval for qualified applications
4 hrs
Funds disbursed after approval
Step 1
Share a few business details — it takes less than a minute. No paperwork or credit pull; we'll start your funding review right away.
Step 2
A specialist reviews your info and calls to understand your goals. If you qualify, you'll receive a simple one-page application to continue.
Step 3
Complete the one-page form so underwriting can review and prepare your approval. Your specialist keeps the process fast, clear, and transparent.
Step 4
Review and e-sign final paperwork — most approvals fund within 4 hours (eligible applications). Funds land directly in your business account.
6+
months in business
$10K+
monthly revenue
550+
credit score
Active
business bank account
Apply anyway. We fund potential, not perfection.
Fast, flexible working capital through a Merchant Cash Advance (MCA) with revenue-based repayment that adjusts to your sales.
Learn more →On-demand capital that grows with your business. Draw, repay, and reuse — pay interest only on what you access.
Learn more →Stable, long-term capital for expansion or major investments. Fixed rates and predictable payments make growth planning simple.
Learn more →Acquire or upgrade essential equipment while preserving cash flow. Assets secure the funding — keeping approvals quick and straightforward.
Learn more →Government-backed financing with lower rates and longer terms. Designed for established businesses ready to scale with confidence.
Learn more →Apply once — a specialist will match you with the option that fits your cash flow best.
Apply in minutes*For eligible applications approved before cutoff times.
Trust & reviews
“Hello Funding helped us secure $125K to launch a second location. Their team understood our business model and made the process painless.”
“The speed blew me away. I applied on a Tuesday and had funds in our account Wednesday. Clean, transparent, and exactly as promised.”
“Professional and incredibly responsive from start to finish. We e-signed the docs and received the wire the next morning.”
“Our seasonal sales dropped and we needed quick working capital. Hello Funding came through when banks wouldn't even return my calls.”
“Every step was explained and I always knew what to expect. That level of transparency is rare in this industry.”
“We needed capital to hire two more drivers. They reviewed our statements and had us funded within 24 hours.”
“I filled out the form in the morning and by that afternoon we had an approval. Funds hit our account the next day.”
“Roofing is weather-driven and timing matters. Hello Funding helped us access capital when we needed it most.”
“Hello Funding helped us secure $125K to launch a second location. Their team understood our business model and made the process painless.”
“The speed blew me away. I applied on a Tuesday and had funds in our account Wednesday. Clean, transparent, and exactly as promised.”
“Professional and incredibly responsive from start to finish. We e-signed the docs and received the wire the next morning.”
“Our seasonal sales dropped and we needed quick working capital. Hello Funding came through when banks wouldn't even return my calls.”
“Every step was explained and I always knew what to expect. That level of transparency is rare in this industry.”
“We needed capital to hire two more drivers. They reviewed our statements and had us funded within 24 hours.”
“I filled out the form in the morning and by that afternoon we had an approval. Funds hit our account the next day.”
“Roofing is weather-driven and timing matters. Hello Funding helped us access capital when we needed it most.”
Most approvals happen within 24 hours, and funds are typically released within 24–48 hours after approval. Some same-day funding options are available for eligible files.
Apply in minutes, get a decision in hours, and access $25K–$2M in flexible funding built around your business cash flow.
Apply now — see if you qualify